![]() ![]() Other sites may require that you sign up for a credit monitoring service with a monthly subscription fee in order to get your “free” score. ![]() Many services and websites advertise a “free credit score.” Some sites may be funded through advertising and not charge a fee. Department of Housing and Urban Development can often provide you with a free credit report and score and help you review them. Non-profit credit counselors and housing counselors trained by the U.S. The score is usually listed on your monthly statement, or can be found by logging in to your account online. Many major credit card companies and some auto loan companies have begun to provide credit scores for all their customers on a monthly basis. Check your credit card or other loan statement There are four main ways to get a credit score. Lenders also use slightly different credit scores for different types of loans. If the information about you in the credit reports of the three large consumer reporting companies is different, your credit score from each of the companies will be different. Credit scores are calculated based on the information in your credit reports. You actually have more than one credit score. If you are shopping for a mortgage, knowing one of your credit scores can help you find out the range of mortgage rates you can expect. If there are errors on your credit reports, they can reduce your scores unnecessarily. Your credit scores are calculated based on the information in your credit reports. Always get and review your credit reports, which you can do at no cost to you at. ![]()
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